Specialty Coverage
Private chess instructors and tournament coaches face the same liability exposure as any other tutor — plus the added wrinkle of in-person lessons at homes, schools, and clubs, and the occasional tournament travel. Get covered starting at $200/yr.
Get a Chess Tutor Quote →Chess tutoring often happens one-on-one in a student's home, at a local chess club, or in a school's after-school program — all settings where a simple accident (a tripped cord, a knocked-over board, a slip on the stairs) can turn into a liability claim. And if you coach a student toward a rating goal or tournament result that doesn't pan out, professional liability coverage protects you from a claim that your instruction was negligent.
Covers bodily injury or property damage during in-person lessons — a fall in a student's home, a damaged chess set, or an injury at a club or tournament venue.
Covers claims that your coaching was negligent or ineffective — for example, a parent claiming your instruction failed to prepare their child for a tournament or rating goal.
Many schools, clubs, and tournament organizers require this coverage before allowing a chess instructor to work with minors on their premises.
Schools, chess clubs, and tournament venues frequently require instructors to add them as additional insureds before approving a coaching arrangement.
If you operate a chess school or club with several instructors, a permanent location, or a higher volume of students, an individual policy isn't the right fit — you need a center policy priced around your gross receipts and staff size.
See Tutoring Center & School Options →Yes — liability exposure doesn't scale down with your hours. A single injury or negligence claim can happen on your very first session, and many schools and clubs require proof of coverage before you can start at all.
Yes — coverage travels with you to tournaments, clubs, schools, and students' homes, not just a single fixed location.
Tutoring through a school, studio, or platform as an independent contractor? Point them to our tutor custom-link program — every contractor buys their own coverage, naming the school as additional insured.