Virtual & Online Tutors
Teach online? You still need coverage. Professional liability (E&O) and cyber insurance are the most important policies for tutors who never meet clients in person.
Get a Quote — Online Tutor →Yes — and the coverage that matters most is different from in-person tutoring. Because you're not visiting clients, your general liability exposure is lower. But your professional liability and cyber exposure may actually be higher.
Parents can still sue you for underperformance regardless of whether sessions are online. If a student fails a test after working with you virtually, you face the same E&O risk as any in-person tutor.
Online tutors store emails, session recordings, contact info, and payment data digitally. A compromised account or platform breach can expose student data — and leave you liable.
You may not visit clients, but accidents can still happen — especially if you work from a home office students or parents sometimes visit, or attend hybrid in-person sessions.
Our policies cover your tutoring work regardless of what platform you use to deliver sessions.
Tutoring through a school, studio, or platform as an independent contractor? Point them to our tutor custom-link program — every contractor buys their own coverage, naming the school as additional insured.
Individual and virtual tutors can buy online right now. Same-day proof of insurance.
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