Specialty Coverage
Whether you teach English as a second language, Spanish, Mandarin, French, or another language, your tutoring practice carries professional liability exposure. Protect your business starting at $200/yr.
Get a Language Tutor Quote →Language tutors work with students who may be preparing for proficiency exams, citizenship tests, college language requirements, or professional fluency goals. When students don't achieve their target outcomes, professional liability claims are a real risk — especially when tutoring has been presented as exam prep. The right insurance policy covers your legal defense whether or not the claim has merit.
Example claim: A student pays for 30 hours of TOEFL preparation tutoring. After failing the exam and not meeting the minimum score for their university program, they allege that your instruction was insufficient and seek reimbursement for tuition deposits and lost application fees. Professional liability coverage pays your legal defense costs and any resulting settlement.
The most critical coverage for language tutors. Covers claims that your instruction was negligent or failed to produce promised outcomes — common in exam prep and professional fluency contexts.
Covers bodily injury or property damage during in-person sessions. If you teach at a student's home, your home, a café, or a library, general liability protects against accidents at those locations.
Online language tutors store student contact info, payment records, and session notes digitally. Cyber coverage protects you if that data is breached or exposed.
A large portion of language tutoring now happens via Zoom or similar platforms. Your policy covers you whether sessions are in-person, virtual, or a mix of both.
Individual language tutors can buy online right now. Same-day proof of insurance.
Get My Quote →