Specialty Coverage

Reading Tutor Insurance

Reading and literacy tutors work with some of the most vulnerable students — young children and those with learning differences. That makes professional liability coverage especially important. Get protected starting at $200/yr.

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Why reading tutors need professional liability coverage

Reading tutors often work with children who have been diagnosed with dyslexia, reading delays, or learning disabilities. Parents of these students have high expectations and may attribute slow progress to inadequate instruction — even when the pace of improvement is typical. A professional liability (E&O) policy covers your legal defense and any settlement if a claim is filed against you.

Example claim: A parent hires you to help their child with dyslexia. After six months, they feel progress has been insufficient and claim you were not qualified to address their child's specific learning needs. Without professional liability coverage, you'd pay out of pocket for legal defense — even if the claim is without merit.

Professional Liability (E&O)

Covers claims that your reading instruction was negligent, insufficient, or failed to meet a reasonable standard of care — the most important coverage for literacy tutors.

General Liability

Covers bodily injury or property damage during in-person sessions. If you tutor at a student's home or in a library, general liability protects you from accidents at those locations.

Abuse & Molestation Coverage

Reading tutors work closely with young children. Abuse and molestation coverage protects against allegations of inappropriate conduct — even unfounded claims.

Same-Day Certificate of Insurance

Schools and libraries frequently require proof of insurance before approving tutoring arrangements. Individual tutors can buy online and download a certificate the same day.

Who needs reading tutor insurance?

Get covered in under 10 minutes.

Individual reading tutors can buy online right now. Same-day proof of insurance.

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