If you run a home-based tutoring business or virtual tutoring business, it is likely that E&O insurance is your primary concern, as you do not visit clients nor do you have clients on site.

General liability is sometimes called slip and fall coverage, as it is intended to protect you from claims for accidental bodily injury or property damage to a third party. There are other risks that can be covered by general liability insurance as well, and the great news is that for an individual tutor, the cost of a policy with both general and professional liability is quite reasonable.

Professional liability or E&O for tutors is intended to protect you from claims that result from causing a third party, such as a student a financial loss.  For example, parents could sue you because they say that your tutoring resulted in their child not getting into college.

Insurance for an individual tutor starts around $200 a year for both general and professional liability insurance, depending on the location and the options that you select.

Group Lessons

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