Language school insurance.

What's covered

• General Liability — premises liability, slips, third-party property damage.
• Professional Liability (E&O) — claims tied to language testing, certification, or visa-related programs.
• Abuse & Molestation — typically required for programs working with minors or hosting homestays.
• Cyber liability — international student records, payment data, and online learning platforms.
• Hired/non-owned auto — if instructors drive for field trips or off-site classes.

Who we cover

• ESL (English as a Second Language) schools
• Foreign-language academies (Spanish, French, Mandarin, Japanese, etc.)
• Immersion schools and camps
• University-affiliated language programs
• Translation and interpreter training centers
• Non-profit language education organizations

Frequently asked

We host international students. Does that change the coverage?

Yes — international student programs and homestays add risk. We work with carriers that specifically write language schools with these features.

Are online-only language schools covered?

Absolutely. We can structure a policy around a virtual-only operation with stronger cyber and E&O components.