Vocational school insurance.

What's covered

• General Liability — injuries in workshops, garages, kitchens, salons, or labs.
• Professional Liability (E&O) — claims that training was inadequate or that a certification was issued in error.
• Property & Equipment — tools, machinery, vehicles used for instruction.
• Workers' Compensation — required in most states for paid instructors.
• Cyber liability — student records, federal financial-aid data, and CE platforms.

Who we cover

• Trade schools — welding, HVAC, electrical, plumbing, automotive
• Cosmetology and barber schools
• Culinary and baking schools
• Healthcare training programs (CNA, phlebotomy, dental assisting)
• Continuing-education providers and CE-approved courses
• Non-profit workforce-development programs

Frequently asked

We work with hand tools and machinery. Is that a problem?

No — vocational risk is part of what these carriers expect. Premium will reflect the trade, but coverage is available across all the common trades.

We're accredited and receive Title IV funding. Does that matter?

It matters for E&O and cyber. Title-IV schools have higher data-protection obligations and we'll structure cyber coverage accordingly.